Deen Dayal Antyodaya Yojana – NRLM   (DAY-NRLM)

  • National Rural Livelihood Mission/Aajeevika has been subsumed into Deen Dayal Antyodaya Yojana (DAY).
  • The Scheme is assisted by investment from World Bank with a credit of $ 1 billion.
  • It aims at creating efficient and effective institutional platforms of the rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services.
  • Features –
    • Universal Social Mobilisation At least one woman member from each identified rural poor household, is to be brought under the Self Help Group (SHG) network.
    • Participatory identification of Poor – Target Group is identified through the Participatory Identification of Poor (PIP) method and it is delinked from BPL. The responsibility of identification of poor must be vetted by the Gram Sabha and approved by the Gram Panchayat.
    • Community Funds as Resources – NRLM provides Revolving Fund (RF) and Community Investment Fund (CIF) as resources in perpetuity to the institutions of the poor to strengthen their institutional and financial management capacity.
    • Financial Inclusion – It promotes financial literacy among the poor.
    • Livelihoods – It also promotes existing livelihood portfolio of the poor through its 3 pillars
  • ‘Vulnerability reduction and livelihoods enhancement’, ‘employment’ and ‘enterprises’.
  • Partnerships with NGOs and linkages with Panchayat Raj Institutions