NABARD Grade A & Grade B Officer Job Profile, Salary, Perks & Promotions  

Topics Covered: NABARD Grade A & B Officer Job Profile, Salary, Perks, Increments & Promotions (Career Growth)

It is a well-known fact how prestigious the prospect of working at an establishment such as NABARD is. It is an opportunity very few would ever let go off.  

This is because the NABARD Grade B officers or the ones at the Grade A scale, after getting through the exhaustive selection procedures of NABARD, get to have a life that an average job-seeking youth can only dream of. 

The NABARD being the apex cooperative bank of the nation, and also the apex body, assigned with the task of regulating and licensing of all the regional rural banks in the country, demands that its employees be extremely efficient and resourceful in their working.  

To ensure such high standards among its employees, the establishment takes care of all their monetary and familial needs down to the last T.  

The salary and perks that the company offers its employees are extremely lucrative and are one of the main reasons why so many students appear for the NABARD Grade A & Grade B officers’ recruitments every year. 

Now, having read that, I know you might have questions regarding the Job profiles of the Grade A and B officers of NABARD, and the hierarchy in their career pyramid, and I have written about them in detail in the lines below.

    Table of Content – NABARD Grade A & Grade B Officer Job Profile, Salary, Perks & Career Growth  

    NABARD Officers Job Profiles 

    I have mentioned below the details of the job profiles of NABARD Grade A and Grade B Officers.

    That said, you should note that the Grade B post is hierarchically a step superior to the Grade A post, and in normal terms, Grade A officers are usually posted as assistant managers and the Grade B officers as managers. 

    NABARD Grade A Officer Job Profile

    As far as the Grade A officer post is concerned, it is the first managerial post in the line of the NABARD managerial posts, and as I have already mentioned above, is an assistant manager by designation. 

    NABARD Grade A officers are mandated with the task of financing and developing the agricultural sector of India, helping the nation’s agrarian communities to organise themselves into stable cooperatives, as well as enhancing their quality of life. 

    The job of a NABARD assistant manager includes many things. One of them being the implementation and monitoring of the various Govt. schemes, policies, and programs pertaining to rural and agricultural development, or to help organise agrarian communities into forming their own stable cooperatives, and banks, among many other tasks. 

    Once a NABARD Grade A officer starts his tenure, he faces a probation period of 2 years and is liable to be posted anywhere in India, barring his home state. However, the postings are usually in state capitals only. 

    Check the latest NABARD Grade A recruitment notification.

    NABARD Grade B Officer Job Profile 

    The Grade B officer post is that of a manager and has responsibilities like monitoring accounting procedures, facilitating interdepartmental assignments, maintaining customer relations, ensuring coordination between various departments, and approving loans. 

    However, keep in mind that becoming a NABARD Grade A or Grade B Officer is no easy feat. You have to clear all the 3 phases of the selection process and each phase brings its own challenges. I would advise you guys to go through the exam pattern of each phase in detail through the links below.

    Phase 1 Exam Pattern

    Phase 2 Exam Pattern

    Okay, so that was the NABARD Grade A and B Officers Job profiles, now let’s move on to their salary & perks. Let us start with those of a Grade A officer first, shall we? 

    NABARD Grade A & B Crash Course Discount

    NABARD Grade A Officer 2021: Revised Salary, Perks & Emoluments

    As NABARD was a part of RBI before 1982, it shares the same work culture as RBI, and the salary structure for every grade of officers was fixed. 

    Thus, there is a fixed amount assigned as the NABARD Grade A salary & perks as well, meaning a certain level of perks and allowances are the entitlements of Grade A Officers. 

    That said since this is one of the highest paying government jobs in the country. I will be writing down every pay scale in a very simple language to help you out understand the pay scale. 

    The Gross monthly salary after you become a NABARD Grade A officer is 70,000 /-. It doesn’t mean that the in-hand salary is 70,000/- (there are deductions such as PF, Income Tax, etc.). 

    You must be wondering. What is it then? 

    The basic NABARD Grade A Salary is Rs. 28,150/ – p.m. in the starting. 

    As you keep on working in the organisation, your basic pay keeps on increasing as well. 

    Let’s discuss the allowances first and then we’ll talk about all the increments and promotions together. 

    NABARD Grade A Officer Salary Allowances 

    NABARD provides a lot of allowances to all the Grade A officers which have been mentioned below. 

    Another thing to note is that all these allowances and salary statements are given to you at the end of every month in the form of a NABARD Grade A salary slip. 

    House Rent Allowance (HRA):

    I know the pain of going out of your hometown to some other area to work. Going away from your parents is difficult but NABARD tries to help you out by providing you a home. 

    HRA is given to the officers who couldn’t get accommodation from NABARD because the number of flats is limited. 

    Conveyance Allowance (CA): 

    Conveyance Allowance is basically the transportation cost paid to each and every NABARD Grade A officer from your home to the office every single day. It depends upon the declaration by you. 

    Medical Allowance:  

    You get a Medical Allowance too in your NABARD Grade A salary slip every month. Is it for real? These allowances are also valid for the dependents of the employees. 

    Leave Fare Concession Travel (LFC):  

    You will get the LFC allowance. This can be availed once in two years, by the employee and his dependents to go anywhere in the world. 

    Bank Loan Facility: 

    Loans are given at very low rates of interest for Housing, Car, Education of children, Consumer Articles, Personal computers, etc. 


    Pension is a very common thing that every government employee draws after retirement. 

    Apart from the given perks, there is an Interest-free festival advance, Newspaper, book grant, Furnishing of Residence Allowance, Life Insurance Coverage, and Educational Leaves, etc. as per eligibility. 

    I believe that you loved all the allowances. NABARD does care about its employees and knows how to take care of them. 

    NABARD Grade A Officer Increments (Rs. 1 lakh in 10-15 years)

    Moving to the increments given over the years. Typically, your gross salary would become more than Rs. 1 lakh in 10-15 years of service as a NABARD Grade A Officer.

    Let’s understand this in detail through increments provided by NABARD in basic pay at regular time intervals:

    1. Initial Basic Pay is Rs. 28150 as mentioned above with a yearly increment of Rs. 1550 for 4 years 
    2. After 4 years, Rs. 34350 is your basic pay and yearly increment of Rs. 1750 for the next seven years. 
    3. So after the next 7 years (11 years in total), Rs. 46600 is your basic pay. 
    4. Now if you clear the Efficiency Bar (EB), then for the next 4 years you have a yearly increment of Rs. 1750. 
    5. So now your basic pay is Rs. 53,600. 
    6. Now for the next 1 year, you have an increment of Rs. 2000 and your basic pay becomes Rs. 55,600.

    So if you follow this increment structure without any failure then you end up with basic pay of Rs. 55600 after 17 years of service.

    Remember this is increments in basic pay, which at starting is Rs. 28,150 while your gross pay at starting is Rs. 70,000.

    Guess what. This is without a single promotion. So let’s talk about the promotions now.

    NABARD Grade A Officer Promotions

    Let us talk about the Promotions, or the NABARD Career growth to get a better idea about the long-term work-life of an officer. 

    It is a fact that you are going to work hard during your job and get ahead in your NABARD career, in the form of promotions from time to time. Promotions definitely bring in prestige and salary hike.

    So why not look into it right now. 

    You join the organisation as an Assistant Manager after clearing all the NABARD Grade A exams.

    Check the NABARD Grade A results here.

    You will be getting higher in the NABARD career ladder, only after going through the departmental exams and interviews. 

    The hierarchy of posts right from the post of Assistant Manager is as follows – 

    1. Assistant Manager
    2. Manager
    3. Assistant General Manager
    4. Deputy General Manager
    5. General Manager
    6. Chief General Manager
    7. Executive Director
    8. Director 
    NABARD Grade A Promotions

    I would like to pinpoint here that the Assistant General Manager post is a highly prestigious post, though it comes with its own set of challenges.   

    You can be posted as a District Development Manager (DDM) in a rural district that works from a residence cum office. 

    NABARD Grade B Officer 2021: Revised Salary, Perks, and Emoluments  

    Okay, so talking about the salary of a NABARD Grade B officer, it is pretty handsome as well.

    Now, like the NABARD Grade A, Grade B also has a fixed salary, apart from the perks and allowances that the officers are entitled to enjoy. 

    Talking about the Gross monthly salary that you’ll receive after you become a NABARD Grade B officer, it is Rs. 78,000 /-, but remember this is not the in-hand salary. 

    So the basic NABARD Grade B Salary is Rs. 35,150/ – p.m. in the starting. 

    Also, similar to what I had written for the Grade A, here too, your basic pay will keep on increasing as you work in the organisation. 

    Talking about the Grade B allowances and perks, they are similar to what a Grade A officer receives. Therefore if you want to know about the same for the post of NABARD Grade B, I’d advise you to go through the section of “NABARD Grade A Officer Salary Allowances” written above, one more time. 

    Now let’s glance through the topic of the Grade B Increments. 

    NABARD Grade B Promotions

    NABARD Grade B Officer Increments  

    Let’s talk about the increments given by NABARD over the years. I have mentioned the Basic Pay of NABARD Grade B with the increments in regular time intervals, below: 

    • Initial Basic Pay is Rs. 35150 as mentioned above with a yearly increment of  Rs. 1750 for 9 years 
    • After 9 years, Rs. 50900 is your basic pay and yearly increment of Rs. 1750 for the next 2 years. 
    • Then your basic pay is Rs. 54400, with a yearly increment of  Rs. 2000 for 4 years 
    • After that, you end up with basic pay of Rs. 62400/- pm, but again, this is without a single promotion.  

    Thus, the NABARD Grade B Officer Basic Salary after around 16 years of service is Rs. 62400/- and this is when you don’t take any promotions. 

    To get an idea about the Promotions you can refer to the section of “NABARD Grade A increments”, seeing that the Grade B post is basically the manager post. 


    That brings us to the end of this article of mine. In it, I have included all there is to know about the topics of the NABARD Grade A salary, perks, allowances listed in the salary slip, the NABARD Grade B salary, and the various promotions in a typical NABARD career ladder.  

    With that, I guess my job here is done. I hope you have enjoyed reading this article as much as I have enjoyed writing it. Thanks and God bless.

    All the Best!!
    Keep Learning!!

    Founder & CEO of

    About Anuj Jindal


    Anuj Jindal, the founder, is an ex-manager from SBI, with an M.Com from Delhi School of Economics. He also has a JRF in Commerce & Management and NET in HRM, along with more than 5 years of experience in the field of Education.

    FAQs: NABARD Grade A & Grade B Officer Job Profile, Salary, Perks & Career Growth

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      What is the Revised in-hand salary of a NABARD Grade A Officer (Assistant Manager) in 2021?

      The revised in-hand salary of a NABARD Grade A Officer, an Assistant Manager by designation, is 28,150/- in the beginning.

      Pay Scale: Rs.28150-1550(4)-34350-1750(7)–46600–EB-1750(4)-53600-

      To explain the pay scale – As more and more time passes the NABARD Grade A officer’s in-hand salary increases. It increases to 34,350/- after 4 years, and after seven years after that, the amount goes up to 45,600/-. The monthly initial gross salary is Rs 70,000/-. 

      However, all of this is the in-hand salary of the NABARD Grade A officer without any promotions.

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      What is the difference between Grade A and Grade B officer?

      The main difference is that the Grade A post is that of a NABARD Assistant Manager, while the Grade B post is that of a NABARD Manager.

      Also, salary and perks wise, the salary of the Grade B officer is more than that of the Grade A officer. Furthermore, there are separate recruitments that are held for each of them every year. Check the detailed salary structure here.

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      What is the in-hand salary of a NABARD Grade B Officer (Manager)?

      The in-hand salary of a NABARD Grade B officer, Manager by designation, is 35,150/- in the beginning.

      Pay Scale: Rs.35150 – 1750 (9) – 50900 – EB – 1750(2) – 54400 – 2000 (4) – 62400 (16 years).

      To explain the pay scale – As more and more time passes the NABARD Grade B officer’s in-hand salary increases. It increases to 50,900/- after 9 years, and after 2 years after that, the amount goes up to 54,400/-. Then after 4 more years, the in-hand salary becomes 62,400/- and stops at that. The Gross salary of the NABARD Grade B officer is Rs. 78,000/- per month.

      However, all of this is the in-hand salary of the NABARD Grade B officer without any promotions. 

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      What are the advantages of working in NABARD?

      There are a great many advantages to working at NABARD:

      • High salary and perks, and great allowances
      • Chance to make a difference in the lives of rural and poverty-stricken Indian citizens
      • Great work-life balance
      • Enormous opportunities to learn newer and more varied things like forming SHGs, microfinance, etc.

      To know more about the Job profile of Grade A & Grade B officers of NABARD, you can read the blog above. 

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      Are NABARD Officers Posted in Rural Areas?

      Nope, it’s a myth my friend. NABARD officers do not get posted to rural areas. I know, the job profile of NABARD officers might cause you to think otherwise, but the fact is that NABARD officers only get posted at the district headquarters, where they get their own office cum residences, not in the villages.  

      Also, the headquarter of NABARD is at Mumbai, and NABARD has its state headquarters in all of the state capitals. Being a NABARD officer, you’ll most likely be posted in one of these. 

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      How is working at NABARD different from working at RBI?

      So, as you all know, NABARD was a wing of the RBI before the year 1982, and it only became a separate organization after that. Therefore, the RBI and NABARD do have similar work cultures

      However, here’s the difference

      The RBI officers mainly work in the aspects of banking such as forex, govt. banks etc, but at NABARD, you’ll be solely working for the upliftment of the economic condition of the rural areas, through setting up microfinance units, cooperative banks, and setting regulations for the RRBs. 

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      What is the career progression (promotion-cycle) of a NABARD Grade A Officer (Assistant Manager)?

      Talking about the prospects of growth of an Assistant Manager at NABARD, it basically goes from Grade A to Grade B (Manager), then to Grade C (Assistant General Manager), and so on. That said, the promotions are usually awarded based on internal examinations conducted by NABARD itself, and there is no set norm to them, and according to the organization, the promotion pattern may also vary. 

      Furthermore, for higher-level promotions like Grade E (General Manager) – Grade F (Chief General Manager), the promotions are either time-based or are based on internal examinations, and sometimes on both. 

      To check all the promotion levels, follow this link.

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      Is NABARD Grade A officer post a Gazetted officer post?

      No, the NABARD Grade A post is not a Gazetted Officer post.

      However, there are a lot of perks and allowances that one can have after becoming a NABARD Grade A officer, not the mention the pretty decent basic monthly salary.

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