What Is UGC NET?
Reserve Bank of India (RBI) us the central bank of India, which controls monetary policy making. Establishment of RBI- April 1935(Under Reserve Bank Of India Act). Current Governor of RBI- Urjit Patel.

Past year papers of UGC NET
Salary and Other Benefits after UGC NET
Salary Components Amount Total Amount
Basic Pay 21000* 21000*
Dearness Allowance Varies Currently 84% approx. 17640
Local Allowance 5% OF BASIC 1050
LA Allowance 1,300 1300
Family Allowance 4% OF BASIC 840
FA Ceiling 1100 1100
Grade Allowance After confirmation 2250 2250
Special Allowance 2500 2500
Educational {Monthly} 2000 2000
House {Monthly} 2000 2000
Telephone {Monthly} 800 800
Petrol Allowance {Monthly} 120Ltr 9600*
Medical {Annual} 4000
Books {Annual} 4500
Briefcase {Annual} 7000
TOTAL Rs.77580* Rs.62,080*

Note: Basic salary Rs.35150/- and Gross Salary Rs.65000/- per month. There may be difference in the amount other than basic pay according to the location of job posted anywhere in India.

Different levels & Selection Process for UGC NET Exam
There are three different levels of RBI Grade B examination:

  • Phase 1
  • Phase 2
  • Interview

Phase 1: Objective Written Examination This is a two-hour examination, having 200 questions. A student scores +1 mark for each correct answer and a penalty of -0.25 for each incorrect response. There is no penalty for not attempting questions. The score obtained in Tier – I examination is not considered in the final score. So it is merely a qualifying examination. Generally, the examination is conducted in different time slots over a window of 2-4 days. The ‘corrected-scores’ obtained by each of the candidates in different sessions (if held) will be normalized using equipercentile method. A candidate has to secure minimum marks separately in each subject as well as aggregate. The question paper pattern is: More 

Syllabus of Paper 1 & 2 UGC NET examination?
Paper-I – Economic and social Issues

Growth and Development – Measurement of growth: National Income and per capita income – Poverty Alleviation and Employment Generation in India – Sustainable Development and Environmental issues. Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy – Privatization – Role of Economic Planning. Globalization – Opening up of the Indian Economy – Balance of Payments, Export – Import Policy – International Economic Institutions – IMF and World Bank – WTO – Regional Economic Co-operation. Social Structure in India – Multiculturalism – Demographic Trends – Urbanization and Migration – Gender Issues – Social Justice : Positive Discrimination in favor of the under privileged – Social Movements – Indian Political System – Human Development – Social Sectors in India, Health and Education.

Paper-II – English (Writing Skills)

The paper on English shall be framed in a manner to assess the writing skills including expression and understanding of the topic.

Paper-III – Finance and Management
(A) Finance and Management:
(I) Finance

(a) Financial System 1. Regulators of Banks and Financial Institutions 2. Reserve Bank of India- functions and conduct of monetary policy, Banking System in India, Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc. (b) Financial Markets Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments. (c) General Topics 1. Risk Management in Banking Sector 2. Basics of Derivatives: Forward, Futures and Swap 3. Changing Landscape of Banking sector 4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments

best RBI grade B online coaching phase 2

5. Financial Inclusion- use of technology 6. Alternate source of finance, private and social cost-benefit, Public-Private Partnership 7. Corporate Governance in Banking Sector, role of e-governance in addressing the issues of corruption and inefficiency in the government sector. 8. The Union Budget – Direct and Indirect taxes; Non-tax sources of Revenue, GST, Thirteenth Finance Commission and GST, Finance Commission, Fiscal Policy, Fiscal Responsibility and Budget Management Act (FRBM), 9. Inflation: Definition, trends, estimates, consequences, and remedies (control): WPI, CPI – components and trends.

(II) Management:

Management: its nature and scope; The Management Processes; Planning, Organization, Staffing, Directing and controlling; The Role of a Manager in an Organization. Leadership: The Tasks of a Leader; Leadership Styles; Leadership Theories; A successful Leader versus an effective Leader. Human Resource Development: Concept of HRD; Goals of HRD; Performance Appraisal – Potential appraisal and development – Feedback and Performance Counseling – Career Planning – Training and Development – Rewards – Employee Welfare. Motivation, Morale and Incentives: Theories of Motivation; How Managers Motivate; Concept of Morale; Factors determining morale; Role of Incentives in Building up Morale. Communication: Steps in the Communication Process; Communication Channels; Oral versus Written Communication; Verbal versus non-verbal Communication; upward, downward and lateral communication; Barriers to Communication, Role of Information Technology. Corporate Governance: Factors affecting Corporate Governance; Mechanisms of Corporate Governance.

Eligibility Criteria for RBI Grade B examination
Age : Between 21 and 30 years. For candidates possessing M.Phil. and Ph.D. qualification, upper age limit will be 32 and 34 years respectively. For candidates having experience as an officer in Commercial Bank/ Financial Institution in Public Sector as also prior experience in Reserve Bank of India, upper age limit is relaxed to the extent of number of years of such experience, subject to a maximum of three years. For such candidates, upper age limit should not exceed 33 years including experience. For experience, probationary period will not be reckoned. Educational Qualifications: A minimum of 60% marks (50% in case of SC/ST/PWD) or an equivalent grade in Bachelor’s degree as well as in 12th and10th standard examinations. The minimum qualifying percentage or an equivalent grade for the Bachelor’s Degree will be in aggregate for all semesters/years. Number of attempts: Candidates belonging to unreserved i.e. General Category, who had already appeared Six times for Phase-I Examination for this post in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PWD, if the posts are reserved for them. More

Cut off of UGC NET 2017, 2016, 105, 2014, 2013 & 2012
Exam 2017 Cut Off

The Tentative Dates of NET JRF Paper is from 2nd December 2018 to 16th December 2018, so it is a very crucial time to start practice & Compare your NET JRF marks to previous year cut offs.

Students preparing for the NET JRF exam need to clear the overall cutoff of the UGC NET Exam. Also, an idea of the previous year cutoff of UGC NET Paper 1 & Paper 2 exams helps them understand the minimum number of questions which must be correct from the overall exam. You should attempt all the Questions in the UGC NET Exam as there is no negative marking. So, here is the UGC NET Cut Off 2017, 2016, 2015, 2014, 2013 and 2012.


How do I clear UGC NET EXAM in 6 months?

If you start RBI Grade B preparation in December, you are expected to have atleast 6 months till may 2018. Anything above that would be a bonus.

This answer covers next 3 months. I am not covering complete 6 months because it is always better to plan for near future and not the entire run of study.

The strategy of study should be to cover phase 2 right now in the next 2 months and then to move towards phase 1 for the next 1 month.


Books recommended for UGC NET Exam

Mere coverage of all the below mentioned books does not ensure selection due to the nature of examination. Application of concepts and learnings determine success. Therefore, do not just focus on covering all the books. Also focus on understanding and applying what you read.

GENERAL AWARENESS: (helpful in all 3 stages) 

LUCENT’s General Knowledge for Static Part of GA Online Blogs and newspapers for current affairs- The Hindu/ Livemint/ Business standard/ The Indian Express

Method to Prepare for UGC NET exam

Step 1- Understand the syllabus and demands of RBI Grade B exam.

RBI exam is conducted in three phases.

  • RBI Grade B Phase 1 comprises of Aptitude test (English, Reasoning, Quantitative Aptitude and Data Interpretation) and General Awareness.

  • RBI Grade B Phase 2 comprises of 3 papers- English, Economic and Social Issues (ESI) and Finance and Management. While English is Descriptive, ESI and Finance and management are objective papers. Marks of RBI Grade B exam phase 2 and phase 3 are combined to prepare merit list of candidates for RBI exam.

  • RBI Grade B Phase 3 is the Interview stage.


What our Students Have to Say

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Teja BM

Former Assistant at Reserve Bank of India (2015)

I want to thank Anuj Jindal a lot for his courses. Myself being from technical background have absolutely no idea about either economics or finance. I learnt a lot from his videos. I already read 9th and 10th class NCERTs for basic concepts, however when I started reading 11th Class NCERT and also started watching Anuj’s videos, I got a lot of conceptual clarity from his videos.

He organised the content in a logical manner and also covered the concepts comprehensively and sufficiently in depth.

So, I highly recommend my fellow aspirants to subscribe to his courses so that they too could get benefited if they feel they didn’t understood economics or finance.

Note: I’m in no way associated with Anuj Jindal apart from being his student and I wanted him and students to get benefited. I’m voluntarily endorsing his course.

Shilpa Dahiya

Former Assistant at Reserve Bank of India (2015)

​I don’t have much idea about ¿¿¿¿¿¿ course but i had subscribed to Anuj Jindal’s course. Not only the material is good, but also he also gives personal attention in case of any problem. He gives proper schedule as and when which notes he will deliver, which maintains a sort of discipline specially for employed aspirants to finish the earlier notes before receiving the new ones. RBI Grade B Online Coaching

Pritam Deo

Thank you so much Anuj Jindal for your course which enabled me to qualify for interview. Due to your course only I could cover F&M in short span of time. Your videos are just awesome which is so lucid that I could grasp the concepts with ease. Also, the notes provided by you are of high quality which stands out in the market.


As a father of a bright student who studied at IIT, Madras and is aspiring for Civil Services, I used to keenly  watch your videos on youtube for RBI Grade B Officers and yeoman service to un-employed and un-guided youth. Please keep it it up.  In the initial days by listening to your videos and the subject in it,  I thought you are aged person, as the subject expertise can be acquired only through years of experience in the field.  I feel in your case this is possible, through your sheer dedication and hard work. Teaching is a noble profession and guiding the youth and parting wisdom and make the to reach golden heights is noblest thing, which the persons never forget and remember through out their life. Continue the more dedicated service and wish you all  the best.