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PM – Suraksha Bima Yojana – Social Security scheme was launched in 2015.
An accident insurance scheme PMSBY offers a one-year accidental death and disability cover, which can be renewed
The scheme is not a Mediclaim, i.e., there is no provision for reimbursement of hospitalization expenses following an accident, resulting in death or disability.
It offered through banks and administered through public sector general insurance companies.