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UPSC EPFO APFC & EO/AO 2026 Complete Information

Anuj Jindal / 15 min read / Last Updated: July 15, 2026

Topics Covered: UPSC EPFO APFC & EO/AO 2026 Exam, Notification, Exam Date Job Profile, Salary, Eligibility Criteria, Selection Procedure, Application Form (including Fees), Exam Pattern, Syllabus, Best Books for Preparation, Admit Card, Previous Year Papers, Cutoff and Result

The Employees’ Provident Fund Organization (EPFO) is one of India’s largest social security organizations, responsible for managing provident fund, pension, and insurance schemes for millions of employees working in organized sector. 

    • EPFO Establishment (1952): EPFO was established on 04th March 1952 Under the 1952 Employees’ Provident Funds and Miscellaneous Provisions Act, to provide retirement savings and social security benefits to employees.  
    • Employees’ Deposit Linked Insurance (EDLI) Scheme (1976): EDLI was introduced to provide financial support to employees’ families after retirement or death.  
    • Employees’ Pension Scheme (1995): EPFO launched the Employees’ Pension Scheme (EPS) to offer structured pension benefits to workers after retirement.  
    • Functions of EPFO: EPFO manages provident fund accounts, pension schemes, and insurance benefits while ensuring adherence to all, by employers under labor laws. It also facilitates retirement savings, withdrawals, pension distribution, and grievance resolution for employees. 
    • The Scale of EPFO: EPFO handles around 30 crores account, making it one of the largest social security organizations globally along with being one the largest institutional investor, contributing to market stability.  
    • Digital Transformation: EPFO introduced services like the Universal Account Number (UAN), online claim settlement, and digital passbooks to improve transparency and accessibility for employees.  
    • Importance of EPFO: EPFO ensures long-term financial security for employees and acts as a pillar of India’s social security and welfare. It also contributes significantly to retirement planning and social protection in the country. 

This role attracts aspirants not only because of their stable career growth, attractive salary, and work-life balance but also for the opportunity to work in a reputed government organization serving millions of employees. 

If you’re preparing for the UPSC EPFO 2026 exam, this is the right time to strengthen your preparation and stay updated regarding recruitment. 

Table of Content – UPSC EPFO APFC & EO/AO
Complete Information

UPSC EPFO APFC & EO/AO Basic Information
Exam NameUPSC EPFO APFC & EO/AO
PostAssistant Provident Fund Commissioner
Enforcement Officer
Accounts Officer
Organisation NameUnion Public Service Commission/Employee Provident Fund Organisation
Exam TypesOffline Examination
Application FeesGeneral/OBC/EWS - Rs. 25/-
All Other Categories are Exempted
Selection ProcessPhase 1: Recruitment Test
Phase 2: Interview
Job LocationIndia
CategoryGovernment Job
UPSC Websitewww.upsc.gov.in

UPSC EPFO APFC & EO/AO Full Form 

Before you go through the other important aspects of the UPSC EPFO APFC & EO/AO 2026 exams, let’s understand the full form of these terms. 

    • UPSC – Union Public Service Commission, also known as UPSC in short. 
    • EPFO – EPFO stands for Employee Provident Fund Organization. 
    • APFC – the full form of the APFC is Assistant Provident Fund Commissioner. 
    • EO – EO is the abbreviation for the role of Enforcement Officer. 
    • AO – AO is the short form of an Accounts Officer’s position.  

These are the terms that you must know as an UPSC EPFO APFC & EO/AO aspirant before moving forward in the exam journey. 

What is the UPSC EPFO APFC and EO/AO Exam?

UPCS conducts examinations for APFC, EO, and AO roles for the Employee Provident Fund Organization (EPFO). 

This section will help you go through a quick overview of the complete examination structure. 

Selection Process:  

    • APFC – UPSC APFO exams are conducted in two stages; Recruitment Test (RT) and Interview / Personality Test. 
    • EO/AO – EO/AO examinations follow the same pattern as APFC since they consist of the same two stages as well; Recruitment Test (RT) and Interview / Personality Test. 

Salary and Perks: 

    • APFO – An Assistant Provident Fund Commissioner (APFC) at EPFO gets approximately ₹39,100 as basic pay and ₹5,400 grade pay, along with other perks, making the in-hand salary around ₹1,77,500. 
    • EO/AO – Despite being a level 08 post, the EO/AO position has basic pay of around ₹9300-34800 with grade pay of ₹4800. After including other perks, the in-hand salary gets from ₹47,600 to ₹1,51,000. 

Eligibility Criteria: 

    • APFO – There is no minimum age to attempt the APFO exam, whereas the maximum age is 35 years with graduation mandatory. 
    • EO/AO – EO/AO exams have a maximum age restriction which is 30 years with graduation compulsory.  

When is the UPSC EPFO APFC & EO/AO Job Profile? 

As you know, the UPSC conducts exams for two roles APFC and EO/AO. Both have almost the same structure and pattern, so let’s go through their work and functions that make them different. 

APFC 

    • This role is a central government high-level group of a job that focuses on broader oversight, strategic management, and directing functional teams.  
    • The role includes enforcement of provisions and schemes while ensuring compliance with the same. 
    • Work mostly involves administrative work such as managing accounts and overseeing timely claim settlements. 
    • Coordinates and supervises with the Enforcement Officer/Accounts Officer to maintain workflow.  
    • An APFC position is a level 10 role in the Employee Provident Fund Organization. 

EO/AO 

    • Enforcement Officer/Accounts Officer role is a central government job as well, but it belongs to Group B, making it an entry level position.  
    • This role focuses on ground-level execution and specialized operation duties. 
    • Handles recovery against the violation of the Act along with conducting regular inspections to ensure no such cases. 
    • Responsible for employers’ timely deposit of contributions and addresses cases of default. 
    • Work mostly involves clerical work such as preparing regular reports, noting and drafting on files. 
    • EO/AO position is a level 8 role in the Employee Provident Fund Organization. 

What is the UPSC EPFO APFC and EO/AO Salary?

Once after understanding the functions and work of an Assistant Provident Fund Commissioner and an Enforcement Officer/Accounts Officer, it’s time to look upon the other important aspect of the job profile that is salary structure. 

EO/AO Salary Structure: 

    • Basic Pay: The basic pay of an EO/AO officer varies from ₹9,300 to ₹34,800, depending on experience and pay progression. 
    • Grade Pay: EO/AO officers receive a grade pay of ₹4,800, which is added to the basic salary. 
    • In-Hand Salary: After including allowances and deductions, the in-hand salary generally ranges between ₹47,600 and ₹1,51,100. 

APFC Salary Structure: 

    • Basic Pay: The basic pay of an APFC officer ranges from ₹15,600 to ₹39,100, based on seniority and increments.  
    • Grade Pay: APFC officers’ salary includes a grade pay of ₹5,400, which is higher than EO/AO.  
    • In-Hand Salary: The in-hand salary of an APFC officer is ₹1,77,500, including applicable allowances. 
UPSC EPFO APFC EO/AO Salary 2025

When will the UPSC EPFO APFC & EO/AO Notification 2026 be released?

Latest Update: The official notification has been not released yet and is expected to be released between July to August 2026. 

As soon as the notification gets released, the application window will begin and will stay open for 15 to 20 days. 

UPSC releases an official notification to announce the APFC and EO/AO examination with other important details such as exact dates, number of vacancies, eligibility criteria, syllabus, pattern, etc.  

Therefore, it is essential for every aspirant to stay updated and visit the official website for the upcoming notification to not miss any details. 

When will the UPSC EPFO APFC & EO/AO Notification 2025 is released?

Latest Update: UPSC published the official notification of APFC & EO/AO on 29th July 2025. This notification came out with the maximum vacancies till now.

Note: As per the official notification released by EPFO on 17 August 2025, the last date to apply for UPSC EPFO 2025 exam was extended from 18th August 2025 to 22nd August 2025.

The UPSC EO/AO notification came out with a total of 156 vacancies, and for APFC 78 Vacancies have been released.

I have attached PDF of the official notification of UPSC APFC & EO/AO here. 

You can apply for this exam as the application process started on the same date when the notification was released and will continue till 22nd August 2025.   

The UPSC EPFO APFC exam 2025 is expected to take place in month of November. 

UPSC EPFO APFC & EO/AO Vacancy

Latest Update: The total number of vacancies for UPSC APFC & EO/AO 2026 has been announced in the notification.

These vacancies are divided between both roles, APFC and EO/AO, across various categories such as SC/ST/OBC and EWS.  

Previously, Out of these 230 vacancies, 156 vacancies are reserved for the post of EO/AO (Enforcement Officer/ Accounts officer) and 74 vacancies are reserved for APFC (Assistant Provident Fund Commissioner).  

To simplify the details regarding UPSC EPFO 2025 number of vacancies reserved, I have provided below the table for you to check: 

Vacancies Breakup
S. No.PostsCategory
URSCSTOBCEWSPwBDTotal
1.APFC3207028070374
2.EO/AO782312420109156

APFC Vacancy

For 74 vacancies reserved for APFC, the total number of vacancies reserved for different categories is as follows: 

    • A total of 32 vacancies are reserved for General or Unreserved Category (UR). 
    • 07 vacancies are reserved for candidates belonging to SC category, while for candidates from ST category have 0 vacancies for the post.  
    • 28 vacancies are for the candidates from OBC category.  
    • For applicants from EWS category, 07 vacancies are reserved.
    • While, 03 vacancies are reserved for candidates of PwBD category.
UPSC EPFO EO & AO Vacancy 2025 Image

EO/AO Vacancy

Talking about the number of vacancies reserved for the post of EO/AO in EPFO, out of 156 vacancies, the following are reserved for different categories:  

    •  Out of these vacancies, 78 vacancies are for Unreserved Category (UR)  
    • There are 23 vacancies reserved for the SC category. Whereas, a total of 12 vacancies are reserved for the candidates belonging to the ST category.   
    • 42 vacancies are reserved for the applicants who belong to the OBC category.   
    • 01 vacancies for candidates who belong to the EWS category.
    • While, 09 vacancies for candidates with Physical disability (PwBD) 
UPSC EPFO EO & AO Vacancy 2025 Image

UPSC EPFO APFC and EO/AO Eligibility Criteria 2026

To fulfill the UPSC EPFO APFC & EO/AO Eligibility Criteria and appear in the exam, a candidate needs to note whether he belongs in the range of the permitted age and has acquired the required educational qualification.

APFC Criteria

1. Age Eligibility with Relaxation  

There is no minimum age to appear in the UPSC APFC exams. However, there is a maximum age limit of 35 years in the general category. 

    • SC/ST – There is relaxation of 5 years for aspirants who belong to SC/ST category. 
    • OBC – UPSC EPFO provides 3 years of relaxation in the age eligibility for OBC candidates. 
    • Physically Handicapped – A relaxation for 10 years in age eligibility for aspirants who are physically handicapped. 
    • EPFO Employees – You will get 5 years of age relaxation if you are already working at EPFO.  
2. Educational Qualification Eligibility –

Candidates must have completed graduation from a recognised university in any discipline and a Diploma in Company Law/Labour Laws/Public Administration. That’s all that is needed to appear in the exam.

EO/AO Criteria

1. Age Eligibility with Relaxation  

There is no minimum age limit to apply for the UPSC EPFO exam. However, the maximum age limit for candidates in the General category is 30 years. 

    • SC/ST Candidates – Aspirants belonging to the SC/ST category receive an age relaxation of 5 years. 
    • OBC Candidates – UPSC EPFO provides an age relaxation of 3 years for OBC candidates. 
    • Physcially Handicapped) – Candidates who are physically handicapped are eligible for an age relaxation of 10 years. 
    • EPFO Employees – Candidates already working in EPFO are granted an age relaxation of 5 years. 
2. Educational Qualification Eligibility –

Candidates must have a degree from any discipline to appear in the UPSC EPFO EO/AO examination. 

To fulfill the UPSC EPFO APFC & EO/AO Eligibility Criteria and appear in the exam, a candidate needs to note whether he belongs in the range of the permitted age and has acquired the required educational qualification. 

Persons with Benchmark Disabilities (PwBD) Age Relaxation for EPFO APFC & EO/AO

Candidates falling under the Persons with Benchmark Disabilities (PwBD) category are entitled to age relaxation and examination facilities. This section will help you understand all the necessary information regarding PwBD relaxation, eligibility, guidelines, etc. 

Age Relaxation Across Categories:

    • General + PwBD: General category aspirants who belong to the PwBD are provided with 10 years of age relaxation.  
    • SC/ST + PwBD: SC/ST Candidates with disability are eligible for 15 years of age relaxation.  
    • OBC + PwBD: Up to 13 years of age relaxation are granted to the OBC Aspirants with disabilities. 

Ex-Servicemen, Commissioned Officers, and ECOs/SSCOs Age Relaxation

Aspirants who have a defense background are eligible for relaxation in the upper age limit under UPSC rules. This benefit is available for Ex-Servicemen, Commissioned Officers, Emergency Commissioned Officers (ECOs), and Short Service Commissioned Officers (SSCOs). 

Age Relaxation – Eligible candidates are granted 5 years of relaxation in the upper age limit. 

Criteria For Ex-Servicemen 

To claim Ex-Servicemen age relaxation, aspirant must ensure below given factors: 

  • Continuous service for at least 6 months in the Armed Forces after attestation. 
  • Must have a release certificate signed by the appropriate authorities that includes period of service in the Defense Forces. 
Critera For Commissioned Officers / ECOs / SSCOs 

Candidates who are Commissioned Officers, ECO or SSO are required to fulfill the below given condition to claim the relaxation. 

  • Must have completed their initial period of assignment of five years of Military Service. 
  • Certificate issued by the Ministry of Defense ensuring that you will be released within 3 months from the date of receiving the appointment offer.  

    Central government Employees Age Relaxation

    Aspirants who are currently serving Central/U.T. Govt are also eligible for age relaxation with guidelines and eligibility conditions. 

    Age Relaxation 

    • General: Central/U.T. Govt employees belonging to General Category are eligible to claim up to 5 years relaxation  
    • OBC: 8 years of relaxation are provided to the Central/U.T. Govt OBC employees. 
    • SC/ST: SC/ST employees can claim up to 10 years relaxation in the upper age limit.  

    Eligibility Conditions – UPSC verifies a few below given conditions before providing age relaxation: 

    • Aspirants must have completed at least 3 years of continuous service. 
    • Currently working in the same sector or relevant field, the relevance of the field will be decided by UPSC itself. 
    • Candidates should not be employed on a casual, ad-hoc, contractual, or daily wage basis. 
    • Candidates must submit an official employer certificate issued after the advertisement date, ensuring a regular Central Government of employment. 

    UPSC EPFO APFC & EO/AO Application Form 2026

    Latest Update: The UPSC EPFO APFC and EO/AO 2026 application process begins on the same day of the official notification release and will remain open for the next 20-25 days. 

    Previously, the online registration process for the UPSC EPFO APFC exam began on 29th July 2025 and will remain active till 22nd August 2025 for the exam that is expected to be conducted in November.      

    Yet, one key information about the application form that can be borrowed from previous recruitments and can be delivered here is, details of the application fee.  

      • As per the latest recruitment guidelines, candidates applying for both EO/AO and APFC posts are required to pay a fee of Rs. 50, while those applying for only one post must pay Rs. 25.
      • This fee applies to candidates from the General, EWS, and OBC categories. Female candidates and those belonging to SC/ST do not have to pay any fee.

    Make sure to go through the notification thoroughly and fill out the form with accurate details. 

    CategoryChargesAmount
    SC/ST/PwD/FemaleIntimation Charges onlyN/A
    GEN/OBC/EWSApplication fee including Intimation ChargesINR 25/-

    While the rest of the categories which includes SC/ST/ PwBD and women candidates are exempted from paying any application fees. 

    Again! As for other details, whenever the notification will drop, I will update you with the process of applying online, with relevant steps. 

    How to fill out the UPSC EPFO APFC & EO/AO Online Application form 2026?

    Step 1: Visit the official website of UPSC or click on https://www.upsconline.nic.in. 

    Step 2: Then, while filling in the details in the online registration form, you must upload the documents such as photograph, signature and identity proof.  

    Step 3: Next, you are required to provide the correct and active e- mail address in the application form.  

    Step 4: After submitting the application form, you can download and take a print out of your registration form for future reference.  

    UPSC EPFO APFC and EO/AO Admit Card 2026

    Latest Update: The exact exam dates will be included in the official notification, as expected for both APFC and EO/AO. 

    Admit cards will be released approximately 15-20 days before the examination. 

    The UPSC EPFO EO/AO and APFC admit card is one of the most important documents for the examination, as candidates are not allowed to enter the exam hall without it. It contains important details such as exam date, shift timing, reporting time, exam center, and candidate information.  

    Aspirants are advised to carefully verify all details after downloading the admit card and keep multiple printouts for safety. 

    Since, the admit cards have been out for candidates to access, it is imperative for applicants to know precisely the step-by-step manner to download the admit card.   

    How to Download EPFO APFC Admit Card 

    To help you access the admit card for EPFO APFC exam, I have provided below the process to download your hall ticket: 

    Step 1: Visit the official website of UPSC and select the download link for UPSC admit card 

    Step 2: Now, go over to the section of admit card for UPSC EPFO APFC and click on e- admit cards for various examinations.  

    Step 3: Select the button to download for Enforcement Officer/Accounts Officer and/or Assistant Provident Fund Commissioner, EPFO, 2025.  

    Step 4: After the new page is redirected, select “Registration ID/Application Number” or the option of “Roll Number” 

    Step 5: Enter Registration ID and date of birth or Roll Number and date of birth. Fill the captcha code carefully.  

    Step 6: Your admit card will now be displayed on- screen. Download and take a print out of your UPSC EPFO APFC admit card for future reference.  

    Information Mentioned on the UPSC EPFO APFC & EO/AO Admit Card 

    The UPSC EPFO exam admit card contains all the important details required for exam day. Candidates should carefully verify every information after downloading it to avoid any last-minute confusion or reporting issues at the exam centre. 

    Below are the key details generally mentioned on the admit card: 

    Candidate Information – The admit card includes your personal and registration-related details, such as: 

      • Candidate’s full name 
      • Roll number 
      • Registration/Application number 
      • Date of birth 
      • Category (General, OBC, SC, ST, EWS, etc.) 
      • Gender mentioned in the application form 
      • Uploaded photograph and signature 

    Examination Details – Candidates can find complete information related to the examination schedule and venue, including: 

      • Exam date 
      • Reporting time with exam shift 
      • Name and complete address of the examination centre 
      • Centre code 

    Exam Day Instructions – The admit card also contains important guidelines that candidates must follow on exam day, such as: 

      • Documents to carry, including valid photo ID proof and photographs 
      • List of allowed items inside the exam hall 
      • Reporting and entry instructions 
      • Important exam day guidelines and candidate conduct instructions 
      • Helpline or support details in case of any issue 

    Candidates should check all details carefully after downloading the admit card. In case of any mismatch in personal details, exam centre, or reporting time, it is advisable to contact the concerned authority immediately. 

    Documents to Carry Along with Your UPSC EPFO Admit Card 

    Before leaving for the examination centre, candidates should make sure they carry all required documents to avoid any inconvenience during entry and verification. Missing important documents may create difficulty for the exam centre entrance. 

    Below is a list of required documents on the exam day: 

    1. UPSC EPFO Admit Card – The admit card is the most important document for entry into the examination hall. Candidates should carry: 

      • A printed copy of the admit card downloaded from the official website 
      • A clear and readable printout with all details visible 
      • An extra copy for backup, in case of damage or misplacement 

    Candidates should avoid depending only on a digital copy, since entry is generally allowed only with a printed admit card.

    2. Valid Identity Proof – Aadhaar Card, PAN Card, Passport, Voter ID CardDriving License

    3. Passport-Size Photograph – Aspirants are advised to carry recent passport-size photographs, preferably the same as the one uploaded during the application process. These may be required for attendance or verification purposes.

    4. Category or Special Requirement Documents – Candidates belonging to reserved categories should keep the required documents, including:  

      • Category certificates for SC/ST/OBC/EWS candidates 
      • PwBD certificate for disability-related benefits 
      • Relevant approval documents for scribe facility or compensatory time 

    What Not to Carry Along With Your UPSC EPFO Admit Card 

    Understanding what items are not allowed is as important as understanding what to carry, since bringing the prohibited items to the exam center will result in unwanted trouble. I have mentioned the list of items that you must not carry, below: 

      • Mobile Phones & Smartwatches 
      • Headphones & Earphones 
      • Calculators & Gadgets 
      • Books, Notes, & Guides: 
      • Bags and Purses. 
      • Jewelry and Valuables 
      • Food Items 
      • Any other items like caps, sunglasses, or headgear. 

    UPSC EPFO APFC & EO/AO Exam Pattern 2026

    To get hold of the UPSC EPFO exam pattern you need to wholly understand the exam first. There are two phases in the UPSC EPFO APFC & EO/AO exam namely, Phase 1 and Phase 2. 

    While, the Phase 1 is the objective exam with multiple choice-based questions in the entire examination process, the Phase 2 is the alias of the Personal Interview. 

    The exam pattern of the Phase 1 includes the following: 

      • The exam consists of 120 questions for a total of 300 marks with a time duration of 2 hours (120 minutes) to complete the paper.  
      •  Negative marking of 1/3 marks is allotted upon marking a wrong answer. 

    Talking about the Phase 1 exam, the UPSC EPFO paper for EO/AO is divided into two sections: Section A and Section B 

    1. Section A contains only the General English part. 
    2. Section B includes a variety of subjects, such as: 
      • Indian Culture, Heritage and Freedom Movements, and Current Events 
      • Population, Development, and Globalization, Governance and Constitution of India 
      • Accounting and Auditing, Industrial Relations, Labor Laws, Insurance,  
      • Basic knowledge of Computer applications 
      • General Science 
      • Elementary Mathematics, Statistics, and General Mental Ability,  
      • Social Security in India, Present trends in the Indian Economy. 

    Coming to the exam pattern of Phase 2, since it is Personal Interview, there is no pattern mentioned for it. The personality test is a total of 100 marks.  

    UPSC EPFO APFC & EO/AO Syllabus 2026

    To effectively prepare for the exam, one of the initial and perhaps the most important steps is to inculcate the UPSC EPFO APFC & EO/AO Syllabus 2026.  

    While we have already discussed the defined pattern for the Phase 1 exam and the subjects that come under it. However, it’s time for you to know the detailed syllabus of the same. 

    I have provided below the complete syllabus of both the sections given in the Phase 1 paper: 

    1. General English 

      • Grammar Mechanics: Part of speech (Noun, Pronoun, Verb, Adjective, Adverb, Determiner), subject-verb agreement, tenses & modals, prepositions, conjunctions, articles, active & passive voice, direct & indirect speech. 
      • Structure & Reading: Structure of sentence, sentence improvements, sentence rearrangement, error detection, fill in the blanks, reading comprehension (passage-based question). 
      • Vocabulary & Usage: Synonyms & antonyms (context-based), one-word substitution, idioms & phrases, basic grammar rules application, contextual vocabulary usage. 

    2. Indian Culture,Heritage and Freedom Movements 

    This topic consists of timeline-based questions, personality-based questions, important historical personalities, and miscellaneous areas.  

      • Culture & Heritage: Indian architecture, Indian painting, Indian dance & music, Indian handicrafts, religion & philosophy, fairs & festivals, UNESCO world heritage sites, famous archaeologists. 
      • Modern History (Freedom Movement): Decline of Mughal Empire, formation of Indian national congress (INC), advent of Europeans in India, Extremists phase & swadeshi movements, rise of British power in India, Revolutionary movements, revolt of 1857, Gandhian movements (non-cooperation movement, civil disobedience movement, quite Indian movement), socio-religious reform movements, important sessions of INC, constitutional developments (Acts), major events (1908-1947). 

    3. Developmental Issues and Present Trends in Indian Economy

    This topic is based upon conceptual + application questions with economy related current affairs linkage. 

      • Fiscal/Monetary: Fiscal policy (budget, fiscal deficit), monetary policy (tools, RBI functions), financial system (RBI, banking system NBFCs), finance commission (functions & role). 
      • Development: poverty & poverty alleviation programs, inequality & inclusive growth, regional imbalance, human development index (HDI), unemployment (types & employment trends). 
      • Sectors: Agriculture (MSP, subsidies, irrigation), industry (MSME, manufacturing issues), service sector, industrial policy (basic understanding), labor policies (worker welfare focus) 
      • Global & Future: Balance of payments (BoP), exchange rate (basic concepts), LPG reforms 1991 (liberalization, privatization, globalization), international economic institutions (IMF, World Bank, WTO), foreign investment (FDI, FII), disinvestment & privatization, make in India atmanirbhar Bharat, financial inclusion, digital economy, gig economy, startup ecosystem, green economy. 
      • Growth & Core:  Demands & supply (basic concepts & application), GDP, GNP, NNP, (measurement of growth), inflation (CPI, WPI, types, causes, impact), inflation trends, economics history of India (basic trends). 

    4. Governance 

      • Board Oversight of Mission-Critical Risks 
      • Environmental, Social, and Governance Oversight 
      • Human Capital Management 
      • Audit Committee Oversight of Internal Controls  
      • Corporate Culture and Whistleblower Protections 
      • Board Diversity 

    5. General Science  

      • Physics (Conceptual & application-based question): Motion & laws of motion, force work, energy & power, gravitation, heat & temperature, light (reflection), sound, electricity & magnetism, pressure & buoyancy. 
      • Chemistry (Concept-based question): Matter & its nature, physical & chemical changes, acids/bases & salts, metals & non-metals, carbon compounds (fuel polymers), chemical reactions, everyday chemistry application.  
      • Biology (Function-based questions): cells & tissues, organization of life, food, nutrition & health, plant & animal physiology, human body system, reproduction & developments, heredity, evolution & genetics (basic), microorganism, diseases & immunity, biodiversity & classification, environment & ecology, natural resource, conservation & sustainable.  

    6.  Basic Knowledge of Computer Application 

      • Connectivity & Security: Computer network & data communication, internet (basic email, web browser), computer & network security (cyber security, viruses, malware, phishing). 
      • Software & Systems: Operational system (functions and types), databases management system (DBMS basics), Microsoft office (MS word, MS excel, MS power point). 
      • Data & Memory: Memory organization (RAM, ROM, primary & secondary memory), data representation (number system). 
      • Architecture & Processing: Introduction to computers, hardware & software, input/output devices, computer organization (CPU, basic structure), data processing cycle.  

    7. Elementary Mathematics & Statistics 

    This topic of the syllabus is mostly calculation-based, with a conceptual understanding of the data.  

      • Quantative Aptitude: Percentage, ratio & proportion, average, profit & loss, simple & compound interest, time & work, time, speed & distance, mixture & allegation (basic), number system (HCF, LCM). 
      • Data Interpretation: Table-based DI, bar graph, pie chart (simple), line graph (basic). 
      • Statistics: Basics of statistics, sampling methods, mean, median, mode (measures of central tendency), range, measures of dispersion (basic idea), standard deviation (basic understanding), probability (basic), data interpretation (table graphs). 
      • Numeric Ability: Simplification, approximation, basic arithmetic operations, short word problems, missing numbers.  

    8. General Mental Ability 

    General Mental ability section of syllabus consists of logical & analytical reasoning 

      • Number & Alphabet Series 
      • Coding-Decoding 
      • Analogy (word, number, figure based) 
      • Classification (odd one out) 
      • Direction sense & distance 
      • Blood relations 
      • Venn diagrams 
      • Syllogism (basic) 
      • Statement-Conclusion 
      • Cause-Effect 
      • Assertion-Reason 
      • Sitting arrangement 

    9. Industrial Relations & Labor Laws 

      • Industrial Relations: Overview of industrial relations, Indian labor force, trade unions, collective bargaining, industrial discipline & grievance redressal, Industrial disputes & conflicts resolution, strikes & lockouts, labor welfare & wages, workers’ participation in management, industrial health & safety, international labor.  
      • Labor Laws: Industrial relations laws, wage laws, worker protection laws, new labor codes.  

    10. Concept of Social Security

      • Employees’ Provident Fund Organization and its Functions: Pension system in India, EPF scheme (feature & applicability), EPS –pension scheme (benefits & eligibility) 
      • ESIC (basic structure & purpose): EDLI scheme (insurance benefits), Atal pension yojana (features), PM shram yogi maandhan (target group & benefits). 

    11. Principle of Accountancy & Auditing

      • Accountancy Flow: Basics, recording, final accounts & company, financial analysis, share capital, standards. 
      • Auditing Box: Basic of auditing (meaning & objectives, importance of auditing), types of audits (internal audit, external audit), internal control system, audit procedures & techniques. 

    12. Insurance 

      • Principle of Insurance: Utmost good faith, insurable interest, indemnity 
      • Types of Insurance: Life insurance, general insurance 
      • Risk & Premium Basics 

    13. Current Events

      • National Current Affairs 
      • International Current Affairs 
      • Economy & Labor Developments 
      • Government Schemes & Policies 
      •  Reports & Indices 
      • International Organizations & Summits 
      • Sports 
      • Important Days & Events 
      • Books & Authors 
      • Appointments & Awards 
      • Defense & Security 
      • Environment & Ecology 
      • Science & Technology 

    This is the complete syllabus of the UPSC EPFO APFC & EO/AO 2026 exam including subjects and topics. For further explanation, you can check this video where the syllabus has been decoded for better understanding. 

      UPSC EPFO APFC & EO/AO Booklist 2026

      Enlightening you about thein UPSC EPFO APFC & EO/AO Booklist is the next in chorological order. Hence, without any delay, let me highlight the books and resources that are ideal as per the prevailing requirements of the exam.

      SubjectBooks & Resources
      History Spectrum’s A Brief History of Modern India by Rajiv Ahir (Modern History)
      Nitin Singhania’s Handwritten Notes (Art & Culture)
      Themes in Indian History Part 1, 2 & 3 (NCERT)
      Harsh IAS YouTube Channel
      Polity Indian Polity by M. Laxmikanth (Chapters 1–65)
      Indian Polity and Governance PDF (IIPA)
      Geography NCERT Class 11 – Physical Geography (World)
      NCERT Class 11 – Physical Geography (India)
      NCERT Class 12 – Human Geography (World)
      NCERT Class 12 – Human Geography (India)
      General Science NCERT Class 9 & 10 (Revision)
      Arihant 2500+ Objective General Science
      Ghatna Chakra General Science
      Economy Economy by Dr. Mrunal Patel
      NCERT Class 11 Economics
      NCERT Class 12 Economics
      Quantitative Aptitude Quantitative Aptitude by R.S. Aggarwal
      Anuj Jindal – Quant, Reasoning & English
      General English Arihant Objective General English – S.P. Bakshi
      Word Power Made Easy – Norman Lewis
      Wren & Martin – English Grammar
      Cambridge Vocabulary in Use
      EngVid.com
      Logical Reasoning A Modern Approach to Logical Reasoning – R.S. Bakshi
      Computer Awareness Arihant Computer Awareness
      NCERT Class 11 Computer Book
      Industrial Relations & Labor Laws Industrial Relations and Labor Laws – Piyali Ghosh & Shefali Nandan
      NCIB – Ministry of Labor (Labor Codes & Laws)
      ICSI Labor Laws and Practice PDF
      Accountancy CBSE Class 11 & 12 Accountancy – D.K. Goyal
      T.S. Grewal – Double Entry Financial Accounting
      ICAI Study Material
      Auditing Auditing – T.N. Sharma
      ICSI Fundamentals of Accounting & Auditing PDF
      Insurance NSDL Basics of Insurance PDF
      IRDAI Official Handbook
      Current Affairs Newspaper
      News Channels
      Spotlight – Anuj Jindal

      You can find all the content related to current affairs here. 

      I have made a concise list of the sources that are necessary. Also, keep in mind that later, at the end of the blog, I will tell you another way to prepare for the APFC exam. 

      UPSC EPFO APFC & EO/AO Preparation

      The UPSC EPFO Interview is conducted for candidates who qualify the stage 1 (Recruitment Test) for the APFC and EO/AO posts. Unlike the written exam, the interview is not focused only on factual knowledge. It is mainly a personality assessment where the panelists evaluate whether a candidate is suitable for handling responsibilities in a public office. 

      The interview panel generally assesses a candidate on the basis of communication, judgment, temperament, and ethical understanding. A calm and balanced approach often matters as much as subject knowledge.

      UPSC EPFO APFC & EO/AO Interview 

      The UPSC EPFO Interview is conducted for candidates who qualify the stage 1 (Recruitment Test) for the APFC and EO/AO posts. Unlike the written exam, the interview is not focused only on factual knowledge. It is mainly a personality assessment where the panelists evaluate whether a candidate is suitable for handling responsibilities in a public office. 

      The interview panel generally assesses a candidate on the basis of communication, judgment, temperament, and ethical understanding. A calm and balanced approach often matters as much as subject knowledge.

      What Does the Interview Stage Assess? 

      During the interview, panel members generally observe the following qualities: 

        • Clarity of Thought: Candidates should be able to express their views in a structured and clear manner. The focus is not on speaking difficult words but on presenting ideas logically. 
        • Critical Thinking and Judgment: Questions may test your ability to think practically, make balanced decisions, and approach situations with reason instead of extreme opinions. 
        • Emotional Stability: The board may assess how calmly a candidate handles pressure, unexpected questions, or disagreement during the interaction. 
        • Integrity and Ethics: As the role involves public service responsibilities, candidates may be assessed on ethical decision-making, honesty, and administrative values. 

      Important areas to Prepare for the Interview  

        • EPFO Organization: Structure, functions, grievance redressal, fund management, and important initiatives. 
        • Labor Laws & Economy: Four labor codes, social security, and employment-related developments. 
        • Detailed Application Form (DAF): Questions often arise from education, work experience, hometown, hobbies, and personal background. 
      Dress Code and Professional Conduct 

      Candidates should wear simple, formal attire and avoid flashy clothing or accessories during the interview. They should answer questions honestly, maintain a balanced approach, and leave the interview room politely with a thank you, regardless of how the interview went. 

      Interview Tips 

      Candidates should speak clearly and remain calm under pressure. Wearing formal and professional attire and maintaining polite behavior throughout the interview also creates a positive impression. 

      UPSC EPFO APFC Previous Year Papers

      It is generally helpful or even essential at times to solve Previous Year Papers since they provide a clear perspective regarding exam patterns, question structure, and topic weightage trends.  

      However, considering the inconsistency of the UPSC EPFO APFC & AO/EO exam, I suggest you to not depend on the previous year papers, go through below given PYP to improve time-management. 

      UPSC EPFO APFC & EO/AO Exam Centre

      While applying online for the UPSC EPFO APFC, the candidates must be careful while selecting the centre for giving the examination.  

      As the exam venue is affirmed in the admit card which releases prior to the commencement of the exam, the candidate must appear in the given exam centre for sitting for the exam.   

      To know about the exam centres where the EPFO APFC exam will be scheduled to take place, I have provided the list of the same in PDF attached here.   

      UPSC EPFO APFC & EO/AO Result 2025

      The exam process which starts at the release of notification often ends with the declaration of the final result. Same is the case with UPSC EPFO APFC exam.

      Regarding the UPSC EPFO APFC, out of a total 300 marks, the minimum marks required to attain suitability in interviews for candidates according to the different categories is as follows: 

      • Unreserved Category – 50 Marks 
      • OBC Category – 45 Marks 
      • SC/ST/PH – 40 Marks

      Although, nothing can be uttered about the potential UPSC APFC recruitment, but past can be reflected to get a better understanding of the time frame of the entire examination process. 

      So, looking at that, it is certain that the exam follows a typical UPSC trait of carrying the exam journey for a full year. 

      The UPSC EPFO APFC Phase 1 exam is scheduled to commence on 2nd July 2023.

      The result for UPSC EPFO APFC and EO/AO Result has been declared on 21st July 2023.

      You can check the Result for the same, you can click on the UPSC APFC and EO/AO Result provided link. 

      Following that, the Interview of the selected aspirants of Phase 1 will take place. After the Interview is conducted, the final result containing the names of the selected candidates shall be declared on the official website of UPSC .  

      As I earlier stated that the result section culminates the process, hence, with that allow me to conclude this blog and offer you an exciting asset that will let you ace UPSC EPFO APFC 2023 examination. 

      Steps to Check EPFO APFC & EO/AO Result

      After giving the examination, the aspirants are usually awaiting the release of the official result for the same. The result for the EPFO APFC exam is released on the UPSC website. To help you with the process of checking the result, I have provided the steps below: 

      Step 1: Visit the official website of UPSC  

      Step 2: Next, click on the option of “Examination” and select “Active Examination from drop–down menu.  

      Step 3: Search for the link of the UPSC EPFO APFC result and click on it.  

      Step 4: The result will display on your screen in the form of a PDF and search for your roll number in the list of selected candidates.  

      Step 5: You can download and take a printout of the result for future reference.  

      UPSC EPFO APFC & EO/AO Cut-Off

      I have some credible data available regarding the UPSC EPFO APFC & EO/AO Cutoff. As you know the exam materialises in two phases, thus, each phase presents an individual cutoff.

      For written test, i.e., Phase 1, a cutoff out of 300 comes out. And for Phase 2 as well, a cutoff out of 100 is prepared. Based on the performance in the two phases a final cutoff develops.

      UPSC EPFO APFC Cut-Off

      To spread clarity, here’s a table I’ve made, which highlights the cutoff story of the APFC Exam 2023.

      CategoryUROBCSCSTEWSPH-VIPH-HIPH (OH)PH MI/MD
      Recruitment Test178.33178.33156.68151.68176.68140.00130.83147.50104.18
      Interview504540405040
      Final Selection257.50246.18224.33230.83241.83213.68202.83238.33173.33

      UPSC EPFO EO/AO Cut-Off

      In the table below, you can check the cutoff of the EO & AO examination 2023 I have provided:

      CategoryUROBCSCSTEWSPH-VIPH-HIPH (OH)PH MI/MD
      Recruitment Test138.33138.33123.33120.00134.18102.5080.83115.0093.33
      Interview504540405040
      Final Selection212.83205.83184.50180.33195.83173.33138.18188.33164. 83

      With that, let me take you to the result section and conclude the blog by offering you something that you might be seeking.

      Conclusion

      Keeping the aim of helping UPSC EPFO APFC & EO/AO exam aspirants, this page has covered all the important information related to the examination, including the job profile, salary, eligibility, exam pattern, syllabus, cut off, admit card, and preparation-related details.  

      I hope this page has helped you gain a clear understanding of the UPSC EPFO APFC & EO/AO exam and answered most of your doubts. 

      That being said, I wish you the best of luck for your journey ahead! 

      About Anuj Jindal

      ━━━━━
      Anuj Jindal, the founder, is an ex-manager from SBI, with an M.Com from Delhi School of Economics. He also has a JRF in Commerce & Management and NET in HRM, along with more than 5 years of experience in the field of Education.

      Anuj Jindal RBI Grade B Course:

      • 2026 Live Batch with Live Doubt Sessions
      • 30-Day Live Revision Batch
      • 3 Physical Practice Books
      • 1 to 1 Interview Guidance Programme
      • 250+ Videos Lessons & 150+ Notes
      • 2500+ Practice Ques. + 60 Full-Length Tests
      • Comprehensive Current Affairs coverage

      FAQs: UPSC EPFO APFC Complete Information

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        When UPSC EPFO APFC 2025 Notification was released?

        The Official Notification by UPSC EPFO APFC was released on 29th July 2025.

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        What is the selection process for UPSC EPFO APFC 2026 Exam?

        The selection of a candidate would depend on how he/she would fare in UPSC EPFO APFC 2026 exam. The exam will most probably constitute two phases, Phase 1 and Phase 2. With Phase 1 being the written test and Phase 2 being the personal interview.  

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        What is the full form of EPFO?

        EPFO when expanded will become, Employment Provident Fund Organisation. 

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        What is UPSC EPFO APFC Syllabus?

        The syllabus for UPSC EPFO APFC Phase I exam consists of two sections which are as follows: 


        • Section A contains only the General English part. 

        • Section B includes a variety of subjects, such as: Indian Culture, Heritage, Freedom Movements, Current Events, Population, Development, Globalization, Governance and Constitution of India 

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        Is there any negative marking for UPSC EPFO APFC Exam? 

        Yes. As per the previous recruitments, negative marking has been one of the aspects of the UPSC EPFO APFC exam, and may still be there in the future recruitments. For every wrong answer, 1/3rd mark shall be deducted.

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        What is the mode of UPSC EPFO APFC Exam?

        The Phase 1 of UPSC EPFO APFC exam takes place Offline. It is an objective type exam with multiple-choice questions.

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        Are the women candidates also meant to pay the application fee for UPSC APFC exam?

        No. All the women candidates are exempted from paying the application fee for UPSC APFC exam.

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        In how many stages will the EPFO APFC selection process be conducted?

        There will be 2 main stages in the EPFO APFC exam process which consists of: 


        • Phase I written examination  

        • Personal Interview 

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        Is APFC same as EPFO?
        No, EPFO is an exam conducted by UPSC to recruit candidates for the post of Enforcement Officer (EO)/ Accounts Officers (AO) and Assistant Provident Fund Commissioner (APFC).  

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        What is the salary of APFC in EPFO?
        As per the 7th Pay commission, the basic pay of the Assistant Provident Fund Commissioner stands at Rs. 47,600 and with all allowances included, the gross salary of the commissioner will be approximately Rs. 85,508.  

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        What is UPSC EPFO APFC Exam Date?
        The Phase I exam for UPSC EPFO APFC is scheduled to commence on 22nd August 2025.  

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        Is EPFO APFC tough or easy?
        The exam for EPFO APFC is slightly difficult, but with efficient preparation strategy and dedication, it is possible to successfully clear the exam.  

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        Can we apply for both EO and APFC?
        Yes, while you must fill only one form in the application process, you can apply for one or both the posts in the same registration form.  

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        What is the Roles & Responsibilities of APFC officer?
        After getting selected as Assistant Provident Fund Commissioner, the candidate will perform the some of the following roles and responsibilities: 

        • To enforce provisions and schemes under EPF Act, 1952 
        • Inspection of accounts belonging to employers to check and verify the EPF contributions made from the accounts.  
        • Conduct inquiries over complaints on settlement of claims.  
        • Resolve disputes between employees and employers regarding EPF contributions.  

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        Do EO/AO and APFC officers receive salary during training?

        Yes, EPFO ensures the salary of the officers even during their training period. 

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        Are UPSC EPFO APFC and EO/AO Grade A or Grade B posts?

        APFC is a Grade A post, while EO/AO is a Grade B post. 

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        How many attempts are allowed in the UPSC EPFO exam?

        There is no fixed attempt limit. Candidates can apply as many times as they want as long as they meet the age eligibility criteria. 

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        Is the UPSC EPFO exam application process online or offline?

        The application process for the UPSC EPFO APFC & EO/AO exam is completely online since the application needs to be submitted on the official UPSC website. 

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        Does prior work experience provide any advantage in UPSC EPFO selection?

        No, prior work experience is not required for selection but there is an age relaxation if the work experience is in the same or relevant field. 

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        When is the UPSC EPFO EO/AO and APFC 2026 notification expected?

        The official notification is expected around July to September 2026.

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        What happens after clearing the UPSC EPFO Recruitment Test??

        Candidates who qualify for the Recruitment Test are called for the final and last round, which is an Interview, that decides shortlisting merits. 

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         Are there any language options in UPSC EPFO EO/AO and APFC exams?

        Yes, the exam is conducted in both English and Hindi, except English language questions. 

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        Can final-year students apply for the UPSC EPFO EO/AO and APFC exams?

        Educational qualifications for both posts are almost the same, with a minor difference. 

        • EO/AO – Aspirants must have a degree in any discipline to be eligbile for the UPSC EPFO EO/AO 
        • APFC – UPSC APFC exams also require aspirants to have a degree, however final year students who are waiting for their results, can still apply if it is mentioned in the notification. 
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        What is UPSC EPFO EO/AO and APFC age limit eligibility?

        The maximum age limit is 30 years for EO/AO posts and 35 years for APFC posts. Age relaxation is available for reserved categories as per UPSC guidelines. 

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        Will the UPSC EPFO 2026 notification include both EO/AO and APFC posts?

        It is expected to include both posts since UPSC conducted EO/AO and APFC together in 2025. The final details for the year 2026 will be confirmed only in the official notification. 

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